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This Rate and Fee Summary (Summary) is part of the Credit Card Agreement (Agreement) for the Bealls Family of Stores Credit Card Account.The following brands make up the Bealls Family of Stores : Bealls Florida, Bealls Outlet, and Burkes Outlet.Using a credit card responsibly is one of the best ways to improve your credit score. So how do you get a card when you have bad credit? Eric Strausman Eric Strausman A credit score below 600 typically indicates bad credit, and shockingly, ...Fraud Protection. If you think your account is being used by someone else or has been compromised, call Customer Care immediately at 1-855-233-7078 (TDD/TYY: 1-800-695-1788 ). 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